Dental, Vision and Hearing Plans

**Contact Us For the Most Popular Dental, Vision and Hearing Plans**

The Importance of Dental • Vision • Hearing

Products Highlights For the Most Popular Plan

https://myplan.ameritas.com/id/010N5838  👈👈👈 (SELECT the AMERITAS DENTAL PLAN Link to See Actual Cost in your Area)

Sample Dental Plan Coverage

$37.03/Mos

PrimeStar® Boost

The PrimeStar Boost plan is great for families who want robust coverage. Unique benefits include teeth whitening and coverage for child orthodontic care. You’ll enjoy additional services under Preventive care and coverage for implants as a Major procedure. The annual maximum benefit and coverage for Basic and Major procedures increase after the first year on the plan.

Deductible

$50*

(per benefit year)

 

up to $2,000**

(per benefit year)

 

Preventive (Type 1)

up to 100%
Basic (Type 2)
up to 80%
Major (Type 3)
up to 50%
up to 50%
Preventive Plus
  • Additional savings with an Ameritas Classic (PPO) network provider
  • Increasing annual maximum benefit
  • No waiting periods
  • No enrollment fees
Preventive (Type 1)
  • Exams (3 per year)
  • Cleanings (3 per year)
  • Fluoride (age 15 and under)
  • Sealants (age 15 and under)
  • Space Maintainers (age 13 and under)
  • Bitewing X-rays
Basic (Type 2)
  • Fillings
  • Simple Extractions

 

Plan pays
In-network
Out-of-network
Day 1 65% 45%
After year 1 80% 60%

 

 

Major (Type 3)
  • Crowns
  • Root Canals
  • Oral Surgery
  • Dentures
  • Bridges
  • Panoramic X-rays
  • Implants
  • Periodontics
  • Teeth Whitening

 

Plan pays
In-network
Out-of-network
Day 1 20% 10%
After year 1 50% 30%
Child Orthodontia
  • Straighten teeth (under age 19)
  • Close gaps between teeth (under age 19)
  • Correct problems with bite (under age 19)
  • Alignment of teeth and jaw (under age 19)
  • Lifetime maximum $1,000 per child
Other Benefits
Increasing maximum

The annual maximum benefit day one is $1,500. After year one, the maximum increases to $2,000. Insurance covers a maximum amount per person per benefit period for Basic and Major services combined.

Preventive Plus

Type 1 Preventive procedures are not deducted from the plan’s annual maximum benefit. This saves all of the annual benefit to help pay for more expensive Type 2 and 3 procedures.

*$50 deductible per person for Basic and Major services combined, with a maximum of three deductibles per family.

**$1,500 maximum benefit per person day one, $2,000 after year one for Basic and Major services combined.

The Maximum Allowable Charge (MAC) claim allowance is the maximum amount a network provider may charge. If you select a network provider, you may have lower out-of-pocket costs. If you visit an out-of-network dentist, the claim allowance is considered at the Maximum Allowable Benefit (MAB), which is equal to the lowest contracted fee in your ZIP Code. Any difference between the plan allowance and the dentist’s charge will be an out-of-pocket expense for you. Learn more about MAC/MAB claim allowance.

The Ameritas Dental Network is one of the nation’s largest. Network providers have agreed to charge 25-50% less than their regular rates which can lower your out-of-pocket costs. Find a Classic (PPO) network provider near you.

You can visit any dentist, in- or out-of-network. And family members do not need to visit the same provider. Use our dental cost estimator to find average procedure charges in your area. The estimates do not include network discounts or plan benefits.

$43.85/Mos

PrimeStar® Complete

The PrimeStar Care Complete plan offers extensive dental coverage with a high annual maximum benefit and coverage for hearing exams and hearing aids. This comprehensive plan offers implant coverage. The dental maximum benefit and coverage for Basic and Major procedures increase after the first year on the plan.

 

$50*

(per benefit year)

 

up to $3,000**

(per benefit year)

 

 

up to 100%
up to 90%
up to 50%
  • Additional savings with an Ameritas Classic (PPO) network provider
  • Increasing annual maximum benefit
  • No waiting periods
  • No enrollment fees

 

The policy provides dental and/or vision benefits only. Review your policy certificate carefully.
By submitting your application using this form, you hereby apply for coverage. This policy has limitations, exclusions, terms and conditions under which the policy may be continued in force or discontinued.
Underwritten by Ameritas Life Insurance Corp. | 5900 O Street Lincoln, NE 68510
This is not a certificate of insurance or guarantee of coverage. Plan designs may not be available in all areas and are subject to individual state regulations. This piece is not for use in New Mexico.
This information is provided by Ameritas Life Insurance Corp. (Ameritas Life). Dental, vision and hearing care products (9000 Rev. 07-23 for Group and 9000 Rev. 10-22 for Individual, dates may vary by state) are issued by Ameritas Life. The Dental and Vision Networks are not available in RI. In Texas, our dental network and plans are referred to as the Ameritas Dental Network.

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