Dental, Vision and Hearing Plans

**Contact Us For the Most Popular Dental, Vision and Hearing Plans**

The Importance of Dental • Vision • Hearing

Products Highlights For the Most Popular Plan

• Choose your dentist – No Networks • Family Rates (includes a maximum of 3 children)

• Individual 18 – 85 • $1,000 – $1,500 policy year benefit option available

• Individual 18 – 85 • $1,000 – $1,500 policy year benefit option available

• Guaranteed Issue

• Guaranteed renewable for life.*

  1. Plan Benefits 1 Eligibility Anyone age 18 – 85
  2. Policy Year Maximum Benefit $1,000 or $1,500 (choose one)
  3. Policy Year Deductible $100 per person
  4. Dental Coverage Preventive Services Semi-Annual exams, cleaning and x-rays. Year 1 – 60% Year 2 – 70% Year 3 and thereafter – 80%*
  5. Waiting Period None
  6. Including x-ray (other than “full mouth”), fillings and extractions
  7. Year 1 – 60% Year 2 – 70% Year 3 and thereafter – 80%* Waiting Period None
  8. Major Services Including bridges, crowns, full dentures or partials, full mouth extractions, and root canals Year 1 – 0% Year 2 – 70% Year 3 and thereafter – 80%* Waiting Period 12 months
  9. Vision Coverage Basic eye exam, eye refraction, including the cost of eye glasses or contact lenses Year 1 – 60% Year 2 – 70% Year 3 and thereafter – 80%* Waiting Period 6 months on eyeglasses and contact lenses
  10. Hearing Coverage
    Exam, hearing aid and necessary repairs or supplies
    Year 1 – 60% Year 2 – 70% Year 3 and thereafter – 80%
    *Waiting Period 12 months new hearing aids and existing hearing aid repairs

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