Unfortunately, your Medicare card (which is red, white, and blue) does not cover all Medicare approved medical expenses. Both Part A and B have significant gaps in coverage. However, the good news is that Medicare Supplement Plans can cover 100% of your Medicare approved costs. Most Supplement Plans have an annual Part B deductible, which is $183 in 2018. There are several Medi-Gap Letter Plan types to choose from ranging from $0-$2,240 annual deductible. (see Medicare Supplement Chart below)

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